Curious about who actually qualifies as a dependent under your insurance products such as Drug, Dental, or Life insurance? For insurance coverage items from carriers such as RBC, Canada Life, Manulife Insurance, etc., often dependents must meet all of the following criteria:
Your spouse, common-law partner, child, or child of your spouse or common-law partner
Depend on you for financial support
There may also be age, geographic, or other limitations for dependents. For example, a child can be covered under your insured benefits if they are under age 21, or under age 25 if a full-time student.
Note: If you want to add a common-law partner as a dependent on your insurance plan, your insurance carrier decides what the definition of "common law" is for your policy. You can find your carrier's definition in your Full Coverage Booklet to determine if you meet the requirements.
For full information, please refer to your full coverage booklet for your group benefits with your insurance carrier (such as RBC, Canada Life, Manulife Insurance, etc.).
Please note that more types of dependents are covered for League Spending Accounts. See Who qualifies as a dependent under spending accounts? for an explanation of the different qualifications.